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Renting to own can be a good option for you if you don’t have good credit or a down payment to qualify for a mortgage. This will give you a chance to slowly build credit and pay your down payment over time, instead of a huge payment all at once. This flexibility means you don't have to get all your ducks in a row from the start, so you won't get easily disqualified like if you were applying for a mortgage loan.

Another great benefit of renting to own is that all your housing plans are in place at one time. You won't need to move once you become owner of the property, because you're already living there. The stress and major costs of moving are things you won't have to experience down the line, especially since you're likely to have more furniture and other items later. 

This also means that you will skip paying mortgage insurance on the house, which is a costly addition to any mortgage. You'll have lower upfront costs, while getting to know your neighborhood before committing to it. Stop paying rent in an apartment toward someone else's dream, and put the money towards your own dream home. 

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